About Us

Professional Protection Advice with Clarity, Integrity and Care

Supporting individuals, families and business owners with structured, high-quality protection solutions.

Who is Oliver Oatley?

Oliver Oatley is an experienced Protection Adviser with more than 15 years of industry expertise, specialising in personal protection, business protection and private healthcare. Trading as Oatley Broker Services, Oliver represents Intrinsic House Limited — an FCA-authorised and regulated firm — delivering advice that is transparent, compliant and tailored to each client’s needs.
Oliver is committed to a professional, measured approach that places client outcomes at the centre of every recommendation. He takes time to understand each client’s circumstances, responsibilities and long-term goals before creating a protection strategy that provides clarity and certainty.

Scope of Our Service

We provide independent protection advice and recommend products from a range of leading insurers. This ensures that our recommendations are tailored, suitable and aligned with your individual needs and circumstances.

Our Advice Process

Our service follows a structured and transparent advice process designed to provide clarity and confidence:

1. Initial Consultation

We begin with a confidential discussion to understand your objectives, priorities and any immediate concerns. This allows us to establish the scope of advice and how we can best support you.

2. Fact-Finding, Needs Assessment & Recommendation

We gather relevant information and assess your personal or business circumstances in detail. Using this insight, we research suitable solutions and present clear, tailored recommendations aligned with your needs.

3. Application & Underwriting Support

Once you are comfortable with the recommendation, we manage the application process on your behalf. We provide guidance throughout underwriting and act as your point of contact with the insurer.

4. Ongoing Client Servicing

Our relationship continues beyond policy implementation. We remain available for ongoing support, reviews and updates as your circumstances or requirements change.

Our Client Commitment:

Consumer Duty

As part of Intrinsic House Limited, we operate under the Financial Conduct Authority’s regulatory framework and Consumer Duty standards. This includes:

  • Acting in the client’s best interests at all times
  • Providing clear, easy-to-understand advice
  • Ensuring products deliver fair value
  • Communicating transparently throughout the advice process
  • Reviewing policies to ensure continued suitability

You can trust that every recommendation is designed to support your financial wellbeing and long-term security.

Data Privacy & Security

Your personal information is handled with the highest level of confidentiality.
We comply fully with the UK General Data Protection Regulation (GDPR) and follow strict internal processes to safeguard your data throughout the advice and application process.

Supporting Vulnerable Customers

We are committed to treating all clients fairly, including those with additional needs or vulnerabilities.

If you require additional support at any stage, whether due to health, personal circumstances or communication preferences, we will adapt our approach to ensure you receive the guidance, clarity and care you need.

Ready to start a conversation about your protection needs?

Book a consultation and we’ll guide you through your options with clarity and confidence.


Testimonials

Nic Lechault Warwickshire

Trustworthy, helpful advice for navigating life insurances. We were provided with helpful guidance from Oliver regarding available life insurance products for us, how they vary, pros and cons of each and a recommendation for which would best suit our stated needs. Oliver was informative, offered his professional advice and answered our questions without pressurizing us into a decision on the spot or chasing us constantly to close. He understood our priorities, worked to match them with his product offering and allowed us to proceed at our own pace! Good advice and better service!

John Davies Birmingham

I was pleased with the service I received from Oliver. He was so helpful in choosing the correct life insurance policy. He went through every tiny detail with me and answered any questions I had. Would highly recommend!

Jason Hemming Birmingham

I have been using Oliver Oatley for various insurance policies for 10 years plus. Great communication, great prices quoted. Always a phone call away to answer any questions.

Samuel Taylor Stratford-Upon-Avon

Oliver has always succeeded in delivering insurance premiums and quality cover at a competitive price, a pleasure to deal with.

Liza Berry Warwick

Oliver was professional, friendly and couldn't do enough to help get the right insurance to suit our needs. Would 100% recommend Oliver to anyone looking for an insurance consultant, we wouldn't use anyone else now.

Amba Bamford Northamptonshire

A fantastic service from Oliver which talked me through all options and found the best possible cover. Friendly, kind. Got the job done!

Andrew Petch Cotswolds

I’ve worked with Oliver for a few years and he’s always been extremely helpful and his experience and knowledge has always been greatly appreciated. I wouldn’t hesitate to recommend him .

Shane Traynor Birmingham

I would like to give a massive thank you to Oliver Oatley. We recently took out life insurance and was not sure about the different types, what's involved or what the terms are. Oliver explained them in an easy-to-understand way which gave us confidence to go forward with our policy. We will be using Oliver for the foreseeable future as and when needed. Thanks Oliver!